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You Can Do This!The Primerica business opportunity is about freedom of choice. Becoming an entrepreneur gives you the chance to make some extra money or have a new career. But it also gives you options! It takes the power away from other people in your life who try to control your time (like a boss) and gives you the freedom to live the life you and your family want, on your terms. At Primerica, you are paid based on how many families – just like yours – that you help. Best of all, you can build a successful business part‑ or full‑time … whatever works for you and your family!* What exactly does a Primerica representative do for clients?Your role as a Primerica representative is to help families: 1. Learn the basic financial concepts that can help them create a more complete financial program. You’ll often begin with a Financial Needs Analysis (FNA). Can I Include My Family In this Business?Of course! Primerica is the perfect place for the whole family to get involved. Some of our reps work together as licensed leaders, building separate businesses within the same family organization. Some invite family members to help out in the office or to provide other types of business support. Just as each family is unique, so is each family unit within Primerica! Whatever system works for you and your family, you are welcome to make the Primerica business opportunity work for you and the people you care most about. How do I build a network of clients to serve?The most successful entrepreneurs in Primerica have found that working through referrals from friends and family is the best way to grow a business. Think about all the people you speak to on any given day: 1. Relatives The list goes on and on. How many people do you know who might benefit from a discussion about personal finance? How many people do your friends know? Where does Primerica do business?Headquartered in Duluth, Georgia, Primerica and its affiliates make up one of the industry’s largest financial services organizations, with offices all across the United States, Canada and Puerto Rico. Check your local phonebook or do a search online. There’s likely a Primerica office nearby that’s ready to help you! Who joins Primerica?Ordinary people from all backgrounds and all walks of life join Primerica. We’re proud to offer a business opportunity that anyone can use as a path toward a better life. Read about the Success Stories of some of Primerica’s most successful Latino leaders, and you’ll learn how ordinary schoolteachers, field workers, students and others changed their financial destiny. What do I get for my investment?Primerica offers an ideal entrepreneurial opportunity without all the risks and costs usually associated with starting a business of your own.
Do I need financial experience?In Primerica, your ambition to succeed and your passion for helping families are more important than your work experience. While you don’t need a financial background or a degree, you will need to earn the required licenses to sell our financial products. With an entire department in Primerica dedicated to helping you learn the financial services business, it has never been easier to become licensed. From your first day inside Primerica, you will receive comprehensive training and instruction from your colleagues. Primerica has also built an extensive library of print, video, audio and online training resources, with some educational material available in Spanish. Does Primerica advertise anywhere?Primerica does not do any large-scale advertising because we couldn’t possibly communicate what our business does for families and entrepreneurs in a 30-second commercial on TV or a magazine ad. Primerica is in the people business. And our experience has revealed that the best way to promote our business is through face-to-face conversations, one family at a time. While this Web site provides lots of great information about Primerica, you can learn even more about Primerica by speaking with one of our representatives or by attending an Opportunity Meeting at an office near you. Describe a typical workday in Primerica.As a representative in Primerica, a typical business day would involve: scheduling appointments, attending training meetings in a local Primerica office, making follow-up calls with potential clients and new teammates, filling out paperwork for your business activities and visiting clients at their homes to make presentations about Primerica’s financial solutions. How much money can I earn?Your earnings are based entirely on your effort. The more time and energy you put into the business, the more money you can make. The great advantage of Primerica is that you can do the business on your own schedule. Nearly all Primerica representatives begin part-time while they learn the business and work to become licensed. You have the freedom to work at your own pace because you set your own hours. And when you’re ready to work full-time, you may be eligible to enroll in an affordable new health care program exclusively for Primerica reps. Are there opportunities for advancement in Primerica?Of course! Primerica places emphasis on rewarding the leaders in this company who commit to building a business. When you meet specific qualifications, you can become eligible to advance to higher levels of leadership … and earn more compensation. Just ask the Primerica representative who referred you to this Web site for more details. Is this opportunity for real?Definitely! Primerica’s part-time and full-time field force was paid a cumulative $503,115,928 in compensation for 2010 for an average of $5,296 per representative. We also worked with thousands of families every day to help them put their finances back on track, with more than $662 billion in force as of 2010. Investment clients have more than $35 billion in asset values in their Primerica investment accounts. Besides earning potential, what else can this opportunity do for me?First and foremost, the Primerica Opportunity can teach you how money works! Very few families understand the basic concepts of managing money. Even fewer know how to put those concepts into practice. This opportunity represents an incredible chance to make a difference in the lives of your friends and neighbors. You could be the person to help them reorganize their finances, pursue their dreams and literally change their lives forever! What an incredible feeling it is to make an impact on your community. * In Canada, the part time opportunity is not available in all jurisdictions and, where it is available, is subject to certain restrictions. *Primerica income figures are based upon rolling 12-month gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12-month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation, an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. |
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“As a part-timer, I started a Primerica business and helped others at the same time. I help people protect their lives, get out of debt and take advantage of many other great products so they can make wise decisions about their financial futures. I get paid to help people. 
“We had a lot of credit card debt when we first heard about Primerica last year. Our biggest goal was to eliminate that debt but we weren’t going to do that any time soon on my full-time income alone. When my brother-in-law introduced us to Primerica’s business opportunity, it sounded like the perfect fit for us.
“There aren’t any other companies that I’m aware of who offer the kind of incredible business opportunity to the Hispanic community that Primerica does. Coming from the restaurant industry, I didn’t have any experience with the financial world – but I was desperately seeking a way to fulfill my true potential – something I just wasn’t experiencing at my full-time job.