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The Opportunity

What is the Primerica Opportunity?

It’s the chance for you to take part in the 21st century’s most incredible business venture… and go after your dreams of financial freedom! Imagine the opportunity to run a business that actually helps families regain control over their finances. Primerica has a 30-year legacy of teaching families about personal finance and offering practical solutions. What we do truly makes a difference! Would you like to make a difference in your community and make a better life for your loved ones? Then Primerica wants YOU!

What exactly does a Primerica representative do for clients?

Your role as a Primerica representative is to help families:

  1. Learn the basic financial concepts that can help them create a more complete financial program.
  2. Complete their applications for financial products offered through Primerica, such as life insurance, mortgage refinancing, investments, pre-paid legal protection, long term care insurance and more.
  3. Work toward their long-term financial goals through continued communication.

It’s easy to get started in Primerica.

Primerica is searching for entrepreneurs from all backgrounds with extraordinary goals and dreams. Do you want to run your own business and help families reach financial freedom? You can get started in Primerica for a small investment that includes all the resources and support you need to become a successful businessperson, from training to technology and more!

Who joins Primerica?

Ordinary people from all backgrounds and all walks of life join Primerica. We’re proud to offer a business opportunity that anyone can use as a path toward a better life. Read about the Success Stories of some of Primerica’s most successful Latino leaders, and you’ll learn how ordinary schoolteachers, field workers, students and others changed their financial destiny.

Where does Primerica do business?
Headquartered in Duluth, Georgia, Primerica and its affiliates make up one of the industry’s largest financial services organizations, with offices all across the United States, Canada, Puerto Rico and Spain. Check your local phonebook or do a search online. There’s likely a Primerica office nearby that’s ready to help you!

What do I get for my investment?
Primerica offers an ideal entrepreneurial opportunity without all the risks and costs usually associated with starting a business of your own.

Do I need financial experience?

In Primerica, your ambition to succeed and your passion for helping families are more important than your work experience.  While you don’t need a financial background or a degree, you will need to earn the required licenses to sell our financial products.  With an entire department in Primerica dedicated to helping you learn the financial services business, it has never been easier to become licensed.  From your first day inside Primerica, you will receive comprehensive training and instruction from your colleagues.  Primerica has also built an extensive library of print, video, audio and online training resources, with some educational material available in Spanish.

How much money can I earn?

Your earnings are based entirely on your effort. The more time and energy you put into the business, the more money you can make.

Do I need to leave my full-time job?

The great advantage of Primerica is that you can do the business on your own schedule. Nearly all Primerica representatives begin part-time while they learn the business and work to become licensed. You have the freedom to work at your own pace because you set your own hours. And when you’re ready to work full-time, you may be eligible to enroll in an affordable new health care program exclusively for Primerica reps.

Describe a typical workday in Primerica.

As a representative in Primerica, a typical business day would involve: scheduling appointments, attending training meetings in a local Primerica office, making follow-up calls with potential clients and new teammates, filling out paperwork for your business activities and visiting clients at their homes to make presentations about Primerica’s financial solutions.

Does Primerica advertise anywhere?

Primerica does not do any large-scale advertising because we couldn’t possibly communicate what our business does for families and entrepreneurs in a 30- second commercial on TV or a magazine ad. Primerica is in the people business. And our experience has revealed that the best way to promote our business is through face-to-face conversations, one family at a time. While this Web site provides lots of great information about Primerica, you can learn even more about Primerica by speaking with one of our representatives or by attending an Opportunity Meeting at an office near you.

How do I build a network of clients to serve?

The most successful entrepreneurs in Primerica have found that working through referrals from friends and family is the best way to grow a business. Think about all the people you speak to on any given day:

  1. Relatives
  2. Neighbors
  3. Co-Workers
  4. Church Members
  5. Store Clerks
  6. Parents of your children’s classmates

The list goes on and on. How many people do you know who might benefit from a discussion about personal finance? How many people do your friends know?

Tell me more about how Primerica supports the growth of my business.

When you join Primerica, you’re in business for yourself, but not by yourself! Primerica’s Home Office employees work every day toward your success. Primerica has created an amazing network of resources to help you grow, from communication tools that keep you informed to technology tools that can support your production, not to mention one of the industry’s best training departments. Primerica also develops recognition programs and events to promote the success of your business.

Is there room to include my family in this business?

Absolutely! Primerica has always been proud to offer an opportunity that allows families to play an active part in the business. In many Primerica offices, you’ll find husbands and wives, children and relatives helping clients, helping each other and even attending training meetings together.

Are there opportunities for advancement in Primerica?

Of course! Primerica places emphasis on rewarding the leaders in this company who commit to building a business. When you meet specific qualifications, you can become eligible to advance to higher levels of leadership … and earn more compensation. Just ask the Primerica representative who referred you to this Web site for more details.

Is this opportunity for real?

Definitely! Primerica’s part-time and full-time field force was paid a record $682 million in compensation for 2007. We also worked with thousands of families every day to help them put their finances back on track, issuing almost $90 billion of term life insurance and consolidating nearly $4.5 billion in debt last year.

Besides earning potential, what else can this opportunity do for me?

First and foremost, the Primerica Opportunity can teach you how money works! Very few families understand the basic concepts of managing money. Even fewer know how to put those concepts into practice. This opportunity represents an incredible chance to make a difference in the lives of your friends and neighbors. You could be the person to help them reorganize their finances, pursue their dreams and literally change their lives forever! What an incredible feeling it is to make an impact on your community.